SPECIAL INSURANCE PACKAGE FOR PERSONAL HOUSEHOLDS
WITHIN A “CONDOMINIUM COMPLEX”

Seguros Atlas, S. A. authorized our office to promote a special package to insure ONLY your personal “household” at a reduced premium for ALL “Condominium Complexs” Although this chart shows only 3 options, higher or lower limits are available. To cover your own personal household belongings, please choose one option to determine the annual premium. 
COVERAGE FOR
OPTION # I
OPTION # II
OPTION # III
BUILDING

Excluded

Excluded

Excluded
PERSONAL EFFECTS

$15,000

$25,000

$50,000
LIABILITY

$200,000

$200,000

$200,000
BURGLARY

$7,000

      $10,000 

$20,000
GLASS BREAKAGE

$500

$500

$500
ANNUAL PREMIUM
WITH EARTHQUAKE

$198.96 Dls

$228.52 Dls

$329.24 Dls
PREMIUM WITHOUT

$189.96 Dls

$213.52 Dls

$ 299.23 Dls
 

Higher or lower limits are available, especially fot tenants of condominiums

 
 

We STRONGLY recommend verifying that a totally separate policy exist for the whole BUILDING in order to prevent having forany problems when a WATER PIPE BREAK or any major LOSS. Don’t be caught under insured; Get enough coverage!!
ALWAYS CARRY AN ADEQUATE AMOUNT OF COVERAGE TO AVOID BEING UNDER INSURED

 

FIRE AND LIGHTNING, PLUS EXTENDED COVERAGE; EXPLOSION, SMOKE/SOOT, STRIKES AND RIOTS, FALLING AIRCRAFT, VEHICLE DAMAGE, ACCIDENTAL WATER PIPE BREAKAGE, FALLING TREES, DAMAGE TO TV ANTENNAS, DIRECT TV OR SATELLITE DISHES.

CLEANING OF DEBRIS is included. Coverage is for  10% of the sum insured and applies “only” to damage to personal household by FIRE & EARTHQUAKE. Any damage to  the building due to any risk described above is excluded. (applies to extended coverage and cleaning of debris)
 
Please be aware of the following deductibles:
 

1. - NO deductible for Fire or Lightning.
2. - A 20-% deductible will apply for losses as a direct consequence of “Extended Coverage” with minimum of $ 200 Dls.
3. - Burglary (breaking and entering) has a 20% deductible on your loss, less depreciation , depending how many years of usage. Any burglary occurrence must leave visible signs of violence at the place through which they entered.
4. - You must report and schedule PAINTING, ANTIQUES, PIECESOF ART, JEWELRY COLLECTIONS.A CURRENT APPRAISAL MUST BE SUBMITTED BEFORE ANY COVERAGE APPLIES.
5. - Any electronic item valued more than $1000 Dls. must be scheduled. (make, year, value, type and serial number must be provided)
6. - Earthquake (optional coverage) if contracted is covered at 80/20 plus a 2% deductible.
7. - Flood, Hurricane and Stormy winds are excluded.
SPECIAL NOTES: for those that rent their  Condominium, there is a special type of policy that  is available. As you are not covered by the building policy.

FLOOD HURRICANE AND STORMY WINDS. There has been major change in all Mexican companies that offer this coverage. their recent changes made coverage very limited and raised the deductibles sigiificatly
 
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CUADROS & CUADROS office will be delighted to provide more details.please call:
  For any 24 Hrs emergency1-(619)819-5137 or Local 011 52 (661) 612- 1295 FAX: 612- 1285

www.jorgecuadros.com