GREAT HOMEOWNERS COVERAGE ALL UNDER ONE POLICY
FOR HOUSE, CONTENTS, BURGLARY, LIABILITY & GLASS.

There is a great advantage to having a local agent for ALL your Baja needs, especially when you have a loss and you need a helping hand to be on your side. To learn more about the precise cost, it is necessary to provide a sum of Insurance for both building and contents. The building sum can be easily obtained. Simply figure your house square footage and multiply by 75 and this will give you a fair figure.  

Of course, we always recommend getting acquainted with the General Conditions of your policy, and learning about the exclusions, deductibles and limitations available in a booklet for our English Speaking customers. The sample below can give you an idea of the cost for a house with block walls and a tile roof. Different types of construction have a small surcharge. Earthquake is optional.

“Seguros Atlas,  S. A.” a true reliable company                    Higher or lower limits are available

 The following risks are included:

FIRE AND LIGHTNING, PLUS EXTENDED COVERAGE; EXPLOSION, HAIL, CYCLONE, HURRICANE OR STORMY WINDS, STRIKES AND RIOTS, FALLING TREES, FALLING AIRCRAFT, VEHICLES, SMOKE OR SOOT, ACCIDENTAL WATER PIPE BREAKAGE, DAMAGE TO TV or DIRECT  TV ANTENNAS OR SATELLITE DISHES.

            Please be aware of the following deductibles:

1. NO deductible for Fire or Lightning.
2. A 20% on your loss for damage against any risk of “Extended Coverage”, with a minimum of $ 200.
3. Burglary (*Breaking and Entering) has a 20% deductible on your loss, less depreciation , depending how many years of usage with a minimum of $ 400. *Any Burglary occurrence must leave visible signs of violence at the place through where they entered from the outside to the inside. The incident must be reported and you must obtain a certificate from our local D. A. depending what city is your home.
4. You must declare and schedule under item (b) any PAINTINGS, ANTIQUES, PIECES OF ART, JEWELRY. YOU MUST INCLUDE AN  APPRAISAL BEFORE ANY COVERAGE. aplplies. (c) MONEY IS NOT COVERED.
5. Any electronic item (s) with excess value of $1000 must be scheduled in the policy. (make, type, serial number, plus value must be provided)
6. Under no circumstances is coverage for Flood or Tidal Wave, nor Soil, Settling provided.
7. We highly recommend adding specific Insurance coverage for all electronic items like; (PC, Stereos, TV, etc). Insuring these items will provide coverage that you do not have with a regular “Homeowner’s Policy.
8. All electronic items are covered under this “Atlas” homeowner’s policy.
9. Clean up of debris is also offered with 10% coverage of the sum insured.

HIGHLY RECOMMENDED: For your peace of mind, we recommend that you have and maintain a Security Alarm monitoring your home. Your house can be more secure monitoring your home 24 hrs. a day. This service will prevent intrusions. This is an excellent solution to keep thieves away!