GREAT HOMEOWNERS COVERAGE ALL UNDER ONE POLICY FOR HOUSE, CONTENTS, BURGLARY, LIABILITY & GLASS.

Get the right insurance that fits your needs.

Get the right insurance that fits your needs.
There is a great advantage to having a local agent for ALL your Baja needs, especially when you have a loss and you need a helping hand to be on your side. To learn more about the precise cost, it is necessary to provide a sum of Insurance for both building and contents. The building sum can be easily obtained. Simply figure your house square footage and multiply by 75 and this will give you a fair figure. Of course, we always recommend getting acquainted with the General Conditions of your policy, and learning about the exclusions, deductibles and limitations available in a booklet for our English Speaking customers. The sample below can give you an idea of the cost for a house with block walls and a tile roof. Different types of construction have a small surcharge. Earthquake is optional.
PROPOSED COVERAGE PREMIUM W/ EARTHQUAKE PREMIUM WITHOUT
1). BUILDING $ 180,000 $ 699.63 Dls. $ 455.39 Dls.
2). CONTENTS $ 60,000
3) LIABILITY $ 100,000

4). BURGLARY $ 10,000 a). Furniture & Personal Property b). Paintings, Pieces of Art, Collections, Antiques or Jewlery c). Excluded money.

5 RENTER LIABILITY

6). GLASS BREAKAGE COVERED. NO deductible!

"Seguros GMX." a true reliable company. Higher or lower limits are available at your request.

The following risks are included:

FIRE AND LIGHTNING, PLUS EXTENDED COVERAGE; EXPLOSION, HAIL, CYCLONE, HURRICANE OR STORMY WINDS, STRIKES AND RIOTS, FALLING TREES, FALLING AIRCRAFT, VEHICLES, SMOKE OR SOOT, ACCIDENTAL WATER PIPE BREAKAGE, DAMAGE TO TV or DIRECTV ANTENNAS OR SATELLITE DISHES.

Please be aware of the following deductibles:

  1. NO deductible for Fire or Lightning.
  2. A NO DEDUCTIBLE on your loss for damage against any risk of "Extended Coverage".
  3. Burglary (*Breaking and Entering) has NO DEDUCTIBLE on ANY TYPE of loss, neither depreciation. Any Burglary occurrence must leave visible signs of violence at the place through where they entered from the outside to the inside. The incident must be reported and you must obtain a certificate from our local D. A. depending what city is your home.
  4. You must declare and schedule under item (b) any PAINTINGS, ANTIQUES, PIECES OF ART, JEWELRY. YOU MUST INCLUDE AN APPRAISAL BEFORE ANY COVERAGE. applies. (c) MONEY IS NOT COVERED. 
  5. All electronic items are covered under this "GMX" homeowner's policy.
  6. Clean up of debris is also offered with 10% coverage of the sum insured.

HIGHLY RECOMMENDED: For your peace of mind, we recommend that you have and maintain a Security Alarm monitoring your home. Your house can be more secure monitoring your home 24 hrs. a day. This service will prevent intrusions. This is an excellent solution to keep thieves away!