GREAT HOMEOWNERS COVERAGE ALL UNDER ONE POLICY FOR HOUSE, CONTENTS, BURGLARY, LIABILITY & GLASS.

Get the right insurance that fits your needs.

Homeowner's type of Policy, available at very affordable rates. This is ONLY an example, but we can fit your own needs by calling us, and providing the square footage of your home, type of construction, type of roof, and by email, I can send you our proposal, surely under NO obligations.

 

There is a great advantage to having a local agent for ALL your Baja needs, especially when you have a loss and you need a helping hand to be on your side. To learn more about the precise cost, it is necessary to provide a sum of Insurance for both building and contents. The building sum can be easily obtained. Simply figure your house square footage and multiply by 85 and this will give you a fair figure. Of course, we always recommend getting acquainted with the General Conditions of your policy, and learning about the exclusions, deductibles and limitations available in a booklet for our English Speaking customers. The sample below can give you an idea of the cost for a house with block walls and a tile roof. Different types of construction have a small surcharge. Earthquake is optional.
PROPOSED COVERAGE PREMIUM W/ EARTHQUAKE PREMIUM WITHOUT

ALL SUMS ARE DISCLOSED IN US. CY.

1). BUILDING $ 180,000

$ 553.69 Dls. $ 359.07 Dls.
2). CONTENTS $ 60,000
3) LIABILITY $ 100,000 ? RENTERS $ 100,000

4). BURGLARY $ 10,000 a). Furniture & Personal Property and electronics

b). Paintings, Pieces of Art, Collections, Antiques or Jewlery REQUIRES to submit a current appraisal.

c). Excluded money.

6). GLASS BREAKAGE COVERED. NO deductible!

7). ELCTRONICS $ 10,000

"Seguros GMX." a true reliable company. Higher or lower limits are available at your request.

The following risks are included:

FIRE AND LIGHTNING, PLUS EXTENDED COVERAGE AND NO DEDUCTIBLES EITHER: "EXPLOSION, STRIKES AND RIOTS, FALLING TREES, FALLING AIRCRAFT, VEHICLES, SMOKE OR SOOT, ACCIDENTAL WATER PIPE BREAKAGE, DAMAGE TO TV or DIRECTV ANTENNAS OR SATELLITE DISHES.

Please be aware of the following deductibles:

  1. NO deductible for Fire or Lightning.
  2. A NO DEDUCTIBLE on your loss for damage against any risk of "Extended Coverage".
  3. Burglary (*Breaking and Entering) has NO DEDUCTIBLE on ANY TYPE of loss, neither depreciation. Any Burglary occurrence must leave visible signs of violence at the place through where they entered from the outside to the inside. The incident must be reported and you must obtain a certificate from our local D. A. depending what city is your home.
  4. You must declare and schedule under item (b) any PAINTINGS, ANTIQUES, PIECES OF ART, JEWELRY. YOU MUST INCLUDE AN APPRAISAL BEFORE ANY COVERAGE. applies. (c) MONEY IS NOT COVERED. 
  5. All electronic items are covered under this "GMX" homeowner's policy.
  6. Clean up of debris is also offered with 10% coverage of the sum insured.
  7. EARTHQUAKE DEDUCTIBLE: 2% ON SUM INSURED PLUS A CO-PAY OF 20% ON YOUR LOSS.
  8. TSUNAMI/HURRICANE: 1% ON SUM INSURED, PLUS A CO-PAY OF 10% ON YOUR LOSS.

HIGHLY RECOMMENDED: For your peace of mind, we urge you to have and maintain a Security Alarm Home monitoring system 24 hrs. a day. This service will prevent intrusions. This is an excellent solution to keep thieves away!

Please call for a FREE quote, under no obligations. We are the ONLY one who goes to site and take picture, make a friendly inspection of your home and offer proffessional solutions-suggestions.